Privacy Policy

Privacy Policy

We have created this privacy Privacy statement Policy in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. Personal information is any information which personally identifies you. The following discloses our information gathering and dissemination practices for this website.

This Privacy Policy should be read in conjunction with the Terms of Use for this 
Website at nikthakorlal.com (the Website).

If you do not agree with one or more terms of our Privacy Policy, please do not use this Website.

nikthakorlal.com We recognises the importance of protecting your privacy and our Privacy Policy is designed to assist you in understanding how we collect, use, store, disclose and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.

What Information Do We Collect?

You may browse the Website without providing us with your personal information.

When you visit this Web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide

Registration Information

When you register for any of our products, services or newsletters, you will provide us information about yourself. This information may include your name, address, phone number and email address.

Credit Card Information

If you choose to avail of our services, you may need to give personal information and authorisation to obtain information from various credit services. For example, you may need to provide the following information:

-Name

-Mailing address

-Email

-Credit card number

-Name on credit card

-Credit card billing address

-Business and home phone number

Email Information

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

If you decide not to provide us with personal information, we may not be able to provide services to you, respond to feedback given by you or provide you with any information you request.

We will retain personal information that you provide to us.

We also collect your personal information from third parties, such as financial institutions and credit providers. We collect this information to enable us to maintain your account and to conduct credit or other financial checks.

2. Web Site Use Information

Similar to other commercial web sites, our web site utilises a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our web site, and the web sites visited just before and just after our web site.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customise our Website’s content, layout, services and for other lawful purposes. These uses improve our Website and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter communication we send to you. You may opt out of receiving direct marketing materials by contacting us at any time. If you provide us with an opt out request, we will activate your request as soon as reasonably possible after receiving it. However, we may still need to send you essential (non-marketing) information about your account from time to time.

Surveys & Contests

From time to time, our Website requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as post code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Nikthakorlal may use your personal information to:

* send you direct marketing material by email or post; and

* compile a consumer profile about you to enable nikthakorlal.com to better serve you.

If you visit this Website to read or download information, we record your server address, domain name, the date and time of your visit and the information downloaded. This information is used for statistical and site development purposes only.

Data Security

We make no warranties in respect of the security of the personal information you transmit via the Internet. You acknowledge that any personal information you transmit is transmitted at your own risk.

We endeavour to take all reasonable steps to keep secure any information, which we hold about you., and to keep this information accurate and up-to-date. Your information is stored in secure servers that are protected in secure facilities. However, we are not responsible for events arising from unauthorised access to your Personal Iinformation.

Our employees, agents, and contractors are required to maintain the confidentiality of your personal information.

When personal information is no longer required to be retained, the personal information will be destroyed.

You can also play an important role in keeping your Personal Information secure, by maintaining confidentiality of any user name, password, profile and accounts used on the Website. Please advise us immediately if there is any unauthorised use of your user name, password, profile or accounts by any other Internet user or any other breach of security.

Personal information will not be released to persons or entities outside our organisation without your consent. except where visits the nikthakorlal site it downloads a cookie onto your hard drive. nikthakorlal may use this information to build up a consumer profile about you, which may allow it to tailor offers or marketing material which may be of interest to you.

Links to Third Party Websites

Our Privacy Policy does not apply to websites which are linked to our Website as we do not have any control over those websites. Accordingly, we make no representations or warranties regarding websites linked to our Website, nor do we accept any liability for any loss (including indirect or consequential losses) or damage you may suffer from using linked websites.

You agree that your access to and use of third party websites linked to our Website is at your own risk.

Linked Websites are not under the control of nikthakorlal.com and we are not responsible for the conduct of companies linked to our Website. Before disclosing your Personal Information on any other website we advise you to examine their terms and conditions of use.

Use of Cookies

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?

As you visit and browse our Web site, the Website uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server’s log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses

IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as “traffic data” so that data (such as the Web web pages you request) can be sent to you.

Sharing and Selling Information.

We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

Access and Correction

We will take reasonable steps to ensure that the personal information we collect from you is accurate, complete and up-to-date. How Can You Access and Correct Your Information? You may request access to all your personally identifiable information that we collect online and maintain in our database by contacting us using the details provided below. at

You may request corrections or changes at any time. Once your identity has been verified, we will change the details.

What About Legally Compelled Disclosure of Information?

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service Use or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site? We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site’s own rules and policies. Please read over those rules and policies before proceeding.

Your Consent

By using our Web site you consent to our collection, and use, the disclosure and retention of your personal information as described in this Privacy Policy. We reserve the right to amend this Privacy Policy at any time with or without notice. Under the Privacy Act (1988) nikthakolal.com is obliged to provide Personal Information of an individual which has been collected, used or disclosed since 21 December 2001.

Our Commitment To Data Security: Please note that your information will be stored and processed on our computers in the Australia or elsewhere. The laws on holding personal data in the Australia may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorised access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

Trans-Border Data Flows

Where personal information is transferred across borders, we will take reasonable steps to ensure that the recipient is subject to an obligation to hold the information in a secure manner which is consistent with the Privacy Policy.

Surveys & Contests From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as post code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note About Children Children are not eligible to use our services unsupervised and we ask that children (under the age of 14) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Acquisition or Changes in Ownership

In the event that the web site nikthakorlal.com (or a substantial portion of its assets) is acquired, your information would may be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications

We may change this Privacy Policy from time to time. If/when changes are made to this Privacy Policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.Your continued use of the Website after notification/posting of the changes will constitute your acceptance of the changes.

Complaints and Queries

If you have any queries, problems or complaints relating to your privacy or would like to access your personal information held by nikthakorlal.com please contact us at:

blog [at] domain name of this website.

Last amended on 6th June 2013

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